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Currently Playing: Optimizing the Last Year of Work Before Retirement - Rusty (Pt 1) | MHFI 316 | Mile High FI Podcast

Doug chats with Rusty about how to optimize the final year before (early) retirement, emphasizing the critical distinction between "one more year syndrome" vs. a calculated final year and how working a little longer can lower withdrawal rates & reduce sequence-of-returns worry.  They compare quitting to being fired or laid off and highlight some potential benefits such as severance, possible unemployment, and employer healthcare continuation.  Rusty also shares some personal negotiation tactics when leaving a job. Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/ Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you! - Guitar Accessories: https://amzn.to/3SU9Ap9 - Hiking & Outdoor: https://amzn.to/445QZeJ - Essentials for Sleep: https://amzn.to/3Tz9Vxy Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission https://www.stickermule.com/dougcunnington Links Email Rusty: rustyfromco@gmail.com EconoMe Conference https://economeconference.com/ Sarah Jaffe, “Work Won’t Love You Back” - Kindle: https://www.amazon.com/dp/B087C44LV6/?tag=mhfi-20 - Hardcover: https://www.amazon.com/dp/1787384640/?tag=mhfi-20 - Paperback: https://www.amazon.com/dp/1568589379/?tag=mhfi-20 - Audiobook: https://www.amazon.com/dp/B08SBFTFLC/?tag=mhfi-20 “Harlan County, U.S.A.” Movie https://www.amazon.com/dp/B000E5LEVU/?tag=mhfi-20 Rusty on MHFI episode 304 https://milehighfi.com/podcast/304-why-we-love-food/ MHFI Facebook group https://milehighfi.com/facebook Doug’s site https://dougcunnington.com/ Producer Chris's blog, Epic Financial Journey https://www.epicfinancialjourney.com/ --- Join the Mile High FI Club - It's our email list! http://milehighfi.club/ Support the Show (and get exclusive content!) https://milehighfi.com/donate Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals. -- The Mile High FI Website https://milehighfi.com/ On Apple Podcasts https://milehighfi.com/apple On Spotify https://milehighfi.com/spotify E-mail doug@milehighfi.com 0:00 Introduction 2:37 Working one more year 9:19 Stock market risk & flexibility 15:13 Quiet Quitting playbook 23:28 Quitting vs. getting fired or laid off 30:41 Real-world cautionary tales 35:38 Tips for quitting & identity issues 43:02 New baby update! 51:51 Tales of a jacked math major 59:52 Soundcheck - Food


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