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Currently Playing: Mr. Money Mustache's Issues With The FIRE Movement | MHFI 309 | Mile High FI Podcast

Doug chats with Pete Adeney (Mr. Money Mustache) about evolving perspectives within the FIRE movement.  Moving beyond external critiques, they dive into a confessional-style discussion about genuine problems within the community - from the pitfalls of ultra-frugality, over-saving, over-optimizing, and "One More Year Syndrome" to the identity crisis retirees face.  They explore why FIRE isn't a "gospel" but instead a set of ideas that should be modified in real-time based on what actually works for each individual. You can get your question on the show by recording a voice memo and emailing me. Get priority by supporting the show via Buy Me a Coffee. It’s listener supported with no ads. Follow the link to find out how: https://milehighfi.com/support/ Mr. Money Mustache Episode Guide & Index https://milehighfi.com/mmm-episode-guide/ Email the show: doug@milehighfi.com Links Pete Adeney/Mr. Money Mustache https://www.mrmoneymustache.com/ The FI Collective https://www.theficollective.com/ Pete on MHFI episode 308 https://milehighfi.com/podcast/308-mr-money-mustache-is-fire-dead/ Jacob Lund Fisker/Early Retirement Extreme http://earlyretirementextreme.com/ Mad Fientist, “Learning How to Spend Money” https://www.madfientist.com/how-to-spend-money/ New York Times, “Freedom With a Side of Guilt: How Food Delivery Is Reshaping Mealtime” https://www.nytimes.com/2026/01/30/dining/food-delivery-apps-doordash-uber.html The FI Collective https://www.theficollective.com/ MHFI Facebook group https://milehighfi.com/facebook Doug’s site https://dougcunnington.com/ Producer Chris's blog, Epic Financial Journey https://www.epicfinancialjourney.com/ --- Join the Mile High FI Club - It's our email list! http://milehighfi.club/ Support the Show (and get exclusive content!) https://milehighfi.com/donate Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals. -- The Mile High FI Website https://milehighfi.com/ On Apple Podcasts https://milehighfi.com/apple On Spotify https://milehighfi.com/spotify E-mail doug@milehighfi.com 0:00 Introduction 1:16 MMM persona & early FIRE ideas 8:50 Ultra-frugality 18:00 Over-saving & One More Year Syndrome 24:23 Over-optimizing in the FIRE community 29:30 DoorDash spectrum 34:24 Paying for convenience 42:21 Balancing the future & the present 48:09 MMM’s retirement spending strategies 53:49 Retiring to something meaningful 1:02:18 Soundcheck - Casa Bonita


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