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Curated by: Jordan Wade (390 videos)
In this ultimate guide, Hill & Ponton breaks down Total Disability Based on Individual Unemployability (TDIU/IU)—what it is, which veterans qualify, how the VA evaluates claims, and the most common mistakes that lead to denials. You’ll learn how veterans can be paid at the 100% rate even if their combined rating isn’t 100%, as long as their service-connected disabilities prevent them from working. We also cover the schedular requirements (60% or 70% with one at 40%), combo ratings (same body system, common etiology, bilateral factors, single event), and what to do if your ratings don’t meet the threshold under 38 CFR 4.16(b). This video also explains what the VA cannot consider (like age or non-service-connected conditions), why veterans are often denied after multiple C&P exams, when to file VA Form 21-8940, whether veterans can work while on TDIU, and how Social Security Disability can support a TDIU claim. Try Our FREE VA Disability Calculator: https://www.hillandponton.com/va-disability-calculator/ Learn More About Hill & Ponton: https://www.hillandponton.com/about-us/ Get a FREE Case Evaluation: https://www.hillandponton.com/free-case-evaluation/ 00:00 - 00:18 Intro: The Ultimate TDIU Guide 00:19 - 01:16 What TDIU Is (VA Unemployability Explained) 01:17 - 05:11 What Ratings Veterans Need to Qualify (60% / 70% Rules) 05:12 - 09:10 “Combo Ratings” That Still Count for TDIU Eligibility 09:11 - 15:09 What VA Can and Cannot Consider (Age, SSDI, Non-SC Conditions) 15:10 - 21:16 Why Veterans Get Denied After Multiple C&P Exams (And How to Fight Back) 21:17 - 29:17 When Veterans Should File + VA Form 21-8940 + Effective Date Traps 29:18 - 32:45 Veterans Who Don’t Meet the Schedular Rules (38 CFR 4.16(b)) 32:46 - 37:44 Can Veterans Work on TDIU? + Reporting Changes (SSA Check) 37:45 - 40:57 TDIU and Social Security Together + Final Takeaways