Margin Account Updates

Currently Playing: Made $7,820 With My Margin Account! 💰 The Profits, Losses & Interest Revealed

# I Made $7,820 Investing With a Margin Account… But What Did It Really Cost Me? Can you make money investing in Canadian income ETFs using a margin account? I started my margin account on November 20, 2025, buying high-yield ETFs, covered-call ETFs, and dividend income ETFs with the goal of generating income while capturing profits from price movements. Now, after selling all my ETFs, it's time to reveal the results: **$7,820 in total realized profit.** But the profits only tell part of the story. In this Better Call Paul portfolio update, I'm breaking down my actual margin account trades, the ETFs that made me money, my swing trading strategy, the interest I paid, and the biggest loss of the entire experiment. Was using borrowed money to invest worth it? 💰 **WHAT YOU'LL DISCOVER IN THIS VIDEO** 📈 **My First Margin Account ETF Purchases** I started with five Canadian and US-focused income ETF positions: - **UTES** – Utilities exposure and high monthly income potential. - **HDIV** – A core income ETF combining distributions with equity exposure. - **ENCL** – Energy infrastructure exposure and income. - **USCL** – S&P 500 exposure. - **QQCL** – Nasdaq exposure. 💵 **The ETFs I Sold for a Profit** I reveal the realized gains from OILY, ENCL, PLTE, LBS, and CMCL, including which trades contributed to my overall results. 🔄 **Swing Trading ETFs for Income and Profit** I also traded YPLT and YTSL, looking to capture distributions and additional gains from price movements. I'll share the results of these trades and why timing matters when trading high-yield ETFs. 💸 **The REAL Cost of My Margin Account** Borrowing money to invest isn't free. My recorded margin interest totalled: - $1,210 CAD - $88 USD How much does margin interest eat into your investment returns? It's a crucial consideration when investing in high-income ETFs. 📉 **My Biggest Loss: UTES** My largest realized loss was **$1,672.37 on UTES**, although I received $970.63 in distributions while holding it. This is one of the biggest lessons from my margin account journey: **a high distribution yield doesn't guarantee a profitable investment.** Share price changes, distributions, borrowing costs, and total return all need to be considered. 🏁 **THE FINAL RESULTS** After selling all my ETFs, my reported total realized profit was **$7,820**. I'll walk through the trades, winners, losers, and costs behind that result to help you understand what happened during this real-world investing experiment. If you're interested in Canadian ETF investing, margin account strategies, covered-call ETFs, high-yield dividend ETFs, monthly income, passive income investing, and building a portfolio that generates cash flow, this is the kind of honest investing breakdown you'll find on **Better Call Paul**. I share my real portfolio journey, including the wins, the mistakes, and the lessons that come with investing for income. 👍 **LIKE** this video if you want more real portfolio breakdowns. 🔔 **SUBSCRIBE** to Better Call Paul for Canadian income ETF reviews, distribution updates, portfolio experiments, and honest investing results. 💬 **QUESTION:** Would you use a margin account to invest in high-income ETFs, or are the borrowing costs and risks too high? Let me know in the comments! ⚠️ Disclaimer: I am not a financial advisor, and this is not financial advice. This channel documents my personal investing journey for entertainment and educational purposes only. Always do your own research and consult a qualified financial professional before making investment decisions. If you enjoy dividend investing, ETF investing, covered call ETFs, passive income strategies, portfolio updates, and personal finance content, be sure to subscribe and follow the journey 🎯 Try Simply Wall St: Track dividends, analyze stocks, monitor portfolio performance, and estimate future income payments all in one place. Sign up for a free account or try the premium account for one week for free. You can use my link for 30% off a Premium subscription: https://goto.simplywall.st/createandsave 🎁 Wealthsimple Referral: https://www.wealthsimple.com/invite/Y5NGEG 🌼 Join Me on Blossom: https://link.blossomsocial.com/7uYa/1ghde1qe___FB804F3B \#MarginAccount #CanadianETFs #CoveredCallETFs #ETFInvesting #DividendInvesting #PassiveIncome #HighYieldETFs #BetterCallPaul